Nepal Rastra Bank Question 2075-03-09

MCQ-2

1. The balance of payment position of Nepal has been positive during the period of 13th plan mainly because of
   (A) increase in capital transfer
   (B) increase in foreign aid
   (C) increase in remittance income
   (D) increase in investment income
2. When the securities Act was introduced in Nepal?
   (A) 2055 BS
   (B) 2058 BS
   (C) 2060 BS
   (D) 2063 BS
3. Which is the first industry of Nepal?
   (A) Biratnagar jute Mills
   (B) Raghupati Jute Milis
   (C)Agriculture Tools Factory
   (D) Janakpur Cigarette Factory
4. The GDP growth rate is calculated using
   (A) Real GDP
   (B) Nominal GDP
   (C) GDP at Current Price
   (D) GDP at Original Price
5. Which is not the source of 'Deficit Budget'?
   (A) Foreign aid
   B() Balance in demand and supply
   (C) New money creation
   (D) Revenue in
6. As per Nepal Rastra Bank Guidelines, capital fund means
   (A) Stockholders' equity
   (B) Sum of core and supplementary capital
   (C) Risk weighted assets
   (D) Net worth
7. In which Fiscal Year, Nepal Rastra Bank was in loss?
   (A) FY 2070-71
   (B) FY 2071-72
   (C) FY 2072-73
   (D) FY 2073-74
8. The total equity of a business is equal to
   (A) the total assets of the business
   (B) the total assets less the current liabilities of the business
   (C) the total liabilities of the business
   (D) the total assets less the total liabilities of yhe business
9. What percentage of depreciation can be applied in Class # assets as per Nepal's Income Tax Act?
   (A) Equally over the life of the asset determined by company itself
   (B) 15 percent annually on the diminishing value
   (C) 20 percent annually on the diminishing value
   (D) 25 percent annually on the diminishing value
10. The most widely used source of short term funding is
    (A) factoring
    (B) trade credit
    (C) family and friends
    (D) commercial banks
11. To buy one unit of a foreign currency which one is the highest one shere Nepali currency has to be paid?
    (A) U.S. Dollor
    (B) Euro
    (C) Pound Sterling
    (D) Kuwaiti Dinar
12. Which of the following financial ratio does not measure liquidity?
    (A) Asset Turnover Ratio
    (B) Inventory Turnover Ratio
    (C) Accounts Receivable Turnover Ratio
    (D) Current Ratio
13. A loan backed by collateral is called
    (A) line of credit
    (B) dividend
    (C) secured loan
    (D) trade credit
14. Whose approval is necessary to all banks and financial institutions before declaring and distribution of dividends?
    (A) Ministry of Finance
    (B) Office of the company registrar
    (C) Nepal Rastra Bank
    (D) Not necessary to take approval from any institution
15. Which of the following is an off-balance sheet item?
    (A) Provisioning of warranty obligation on goods sold by a company
    (B) potential liability that may arise due to a litigation before the court of law
    (C) Loan loss provision or allowance for doubtful accounts
    (D) Equipment acquired under financial lease
16. Theory which considers change in exchange rate with fluctuations in inflation rates is classified as
    (A) Liquidated Power Parity
    (B) Purchasing Power Parity
    (C) Selling Power Parity
    (D) Volatile Power Parity
17. Amongst the 'D' class microfinance financial institutions which one has the highest/largest authorised capital base?
    (A) Chimek Laghubitta Bank
    (B) Swabalamban Laghubitta Bank
    (C) Laxmi Laghubitta Bikas Bank
    (D) Nirdhan Utthan Bikas Bank
18. In which of the following situations, a bank is said to have reached state of mandatory dissolution as per BAFIA, 2073?
    (A) Negative capital fund
    (B) Non-performing assets is 50 percent of the total assets
    (C) Bank's assets are embezzled by Board of Directors
    (D)25 percent of the total shareholders apply in writing for the dissolution of bank 
19. Debt capital refers to
    (A) Money raised through the sale of shares
    (B) Factoring accounts receivable
    (C) Funds raised by borrowing that must be repaid
    (D) Inventory loans
20. What directive Nepal Rastra Bank has given to all commercial bank to raise their paid up capital to a minimum level?
    (A)  NRs 6 billion
    (B) NRs 8 billion
    (C) NRs 10 billion
    (D) NRs 12 billion
21. What is the market beta of securities under capital asset pricing model?
    (A) 0
    (B) 1
    (C) between 0 and 1
    (D) more than 1
22. Monetary Policy is formulated by
    (A) Government of Nepal
    (B) Nepal Rastra Bank
    (C) National Planning Commission
    (D) Rastriya Banijya Bank Ltd.
23. Who represents from the Ministry of Finance in the Board of Directors meetings of the Nepal Rastra Bank?
    (A) Joint Secretary - Budget Mahasakha
    (B) Revenue Secretary, Ministry of Finance
    (C) Joint Secretary - Economic Analysis Mahasakha
    (D) Secretary, Ministry of Finance
24. If a person sells shares without having any balance in Demat Account, then what is such a sale called?
    (A) Advance selling
    (B) Illegal selling
    (C) Short selling
    (D) Blank transfer
25. Which of the following is the appropriate definition of market capitalization?
    (A) Total turnover of shares in a year in the stock market
    (B) Total number all shares listed in the stock market multiplied by stock index
    (C) Number of shares outstanding multiplied by market price per share
    (D) Sum of stockholders' equity amount of all the listed companies
    
    
    To be contd.....